How To Use Credit Cards To Save On Streaming Services

Catching your favorite show or movie via streaming service is commonplace in this day and historic period, and doing so using a smart device other than a standard computer has gained popularity in recent years.

In fact, 2020 data from the Leichtman Research Group found that eighty% of TV-owning households in the U.S. accept at least one internet-connected TV device – from streaming devices like the Roku Streaming Stick to video game consoles like Nintendo Switch to standard smart TVs.

And with the uptick in cyberspace-connected TV devices, one can assume the popularity of streaming services (coupled with Americans' ever-heightening presence online) may take something to do with it.

U.S. households are increasingly cut the cord with cable

Inquiry published as recently as this year past the Leichtman Research Group indicates that "82% of U.S. households have at least one streaming video service" from 11 of the top direct-to-consumer and subscription-based video-on-need services – a slight increase from its 2019 findings.

At the same time, numerical estimates from eMarketer forecast that an additional 6.6 million U.Southward. households will "cut the cord" with cable Idiot box subscriptions in 2021, bringing the projected total number of U.Southward. string-cutters to 31.ii million.

Overall, information technology can be inferred that the COVID-xix pandemic could have something to practise with these numbers as Americans wait for more means to stay entertained while nether stay-at-home orders.

Got streaming subscriptions? A rewards carte tin can help

If you happen to be juggling streaming service subscriptions for personal employ – or even to stream calming tunes at your small business or within your (virtual) second-course classroom, for example – odds are you're spending a decent corporeality on these services per calendar month. And while financial tools like a rewards credit card tin be helpful, streaming services probably aren't the first bonus category you lot bank check for when scoping out the most "rewarding" card options.

Since these purchases likely make up less of your budget, it makes sense that they won't be your first priority. Thankfully, though, many swell rewards and cash back credit cards now include streaming service bonuses in addition to their ongoing rewards and perks. Here's a quick await at some of our favorite cards that reward streaming.

Best for earning rewards on streaming (with an ongoing annual fee): Blue Cash Preferred

The Blueish Cash Preferred Carte du jour from American Express is a great pick for cardholders looking to earn cash back on streaming service purchases, and the card'southward terrific ongoing rewards charge per unit should make it easy to commencement the ongoing $95 almanac fee ($0 introductory annual fee for the first yr).

You'll earn 6% greenbacks back on U.S. supermarket purchases (for up to $half dozen,000 per yr in purchases, then 1%), 6% greenbacks back on select U.South. streaming subscriptions, 3% on transit and U.S. gas station purchases, and 1% on general purchases.

Blue Greenbacks Preferred® Card from American Express

Why should you lot get this card? The Blueish Greenbacks Preferred card helps take the sting out of long commutes past offering a generous point bonus on U.Due south. gas station spending, and it offers one of the highest cash back bonuses you tin become when yous use your carte du jour at U.S. supermarkets. Read full review

Other things to know: half-dozen% greenbacks back on select U.S. streaming subscriptions, 6% cash back at U.S. supermarkets (up to $half-dozen,000 in purchases per year, and then ane%), three% greenbacks dorsum at U.S. gas stations and on transit purchases and 1% cash back on other purchases $300 statement credit if you lot spend $iii,000 in start vi months Free ShopRunner membership (enrollment required) $0 introductory annual fee for the first year, then $95 Terms apply

The 6% cash back on streaming services is the most generous bonus on this category currently available among rewards cards – especially since at that place is no cap on how much y'all can earn. If, like the average person, you pay about $29 each month on various services, you lot tin can earn more than $xx a year in cash back on those purchases alone.

Streaming services eligible for cash dorsum on Blue Greenbacks Preferred

The Bluish Cash Preferred bill of fare also boasts a robust list of eligible streaming services, including popular options like Apple Television set+, Netflix, Hulu, SlingTV, Spotify and Disney+, every bit well as HBO Max.

Go along in heed, withal, that according to Amex, "If your subscription is arranged with another product or service or billed by a third party (such as a digital platform, a cable, telecommunications, or internet provider or a car manufacturer), your buy may not be eligible."

In other words, if you have an improver subscription to a service like HBO included every bit part of your cable service, yous won't earn bonus rewards fifty-fifty if you lot pay that beak with the Blue Greenbacks Preferred.

Other bill of fare perks to consider

On pinnacle of the highest rate of cash back currently bachelor for streaming services, the Blue Cash Preferred offers a pinnacle-tier rate on U.S. supermarket purchases (6% on upwardly to $6,000 in purchases a year, and so i%). If you spend a lot on groceries each month, this card is i of the most rewarding options available. Fifty-fifty with the $6,000 per year spend cap, y'all can rack upward quite a fleck of cash back.

All-time for rotating category enthusiasts: Discover it Cash Back

If you relish tracking quarterly rotating categories for college cash dorsum rates, the Discover information technology Greenbacks Back might be your card of selection. The Discover it Cash Dorsum publishes its quarterly rotating categories ahead of time.

In 2021, the Spring (April to June, activate starting March 1, 2021) categories included select streaming services. During the Jump quarter, if activated, you would take earned v% cash back on up to $1,500 in purchases per quarter in the bonus categories, and so 1% after that. If you missed the Leap bonus quarter this year, proceed an middle out to see if information technology'south offered again next twelvemonth.

Find it® Cash Dorsum
Why should y'all get this card? The Discover it® Greenbacks Dorsum offers rotating quarterly rewards category, plus no almanac fee. Read full review	Other things to know: Enroll every quarter to earn v% cash back on up to $1,500 in purchases in various categories throughout the year 1% cash back on general purchases $0 annual fee

Streaming services eligible for greenbacks back on Observe it Cash Back

The following streaming services are eligible in this category: Apple Music and Apple Television receiver+, YouTube TV, Spotify, Disney+, HBO Max, AT&T Tv set At present, HBO Max, Hulu, Netflix, Pandora, BET+, CBS All Access, DAZN, ESPN+, Fubo TV, Google Play Movies & Boob tube, Philo, Peacock Tv set, Get-go, Sirius XM, Starz, Sling and Vudu.

Note that if your subscription is bundled with another production or service billed by a third party, it may not be eligible in this category. The same goes for add together-ons to select streaming services if they aren't on the list of eligible services.

Other menu perks to consider

The Observe it Greenbacks Back card offers other great perks, including a sign-upward bonus that matches your greenbacks dorsum at the finish of your first yr of card membership. In add-on, information technology comes with a $0 annual fee and multiple easy options for how you tin redeem your rewards.

Best for Amazon Prime Video loyalists: Amazon Prime Rewards bill of fare

The Amazon Prime Rewards Visa Signature menu is designed with Amazon fans in mind, making it one of the best options if your streaming service of choice is Amazon Prime Video.

The carte du jour earns 5% greenbacks dorsum on Amazon.com and Whole Foods purchases (including your Amazon Prime membership), ii% cash back on restaurant, gas station and drugstore purchases, and i% cash back on everything else. In order to qualify for the carte, an Amazon Prime membership is required – but the card'southward five% rewards charge per unit tin can help showtime the fee.

Amazon Prime number Rewards Visa Signature card
Why should you lot get this card? The Amazon Prime number Rewards Visa Signature menu offers a cracking 5% rate on Amazon and Whole Foods purchases. Read full review	Other things to know: v% cash back on Amazon and Whole Foods purchases, 2% back on eatery, gas station and drugstore purchases and 1% dorsum on other purchases Up to $150 Amazon gift bill of fare when y'all sign up No foreign transaction fees

Streaming services eligible for cash back on Amazon Prime Rewards Visa Signature

While Amazon Prime is technically the only streaming platform eligible for rewards, the Amazon Prime Rewards card should testify surprisingly flexible if you want to juggle multiple subscriptions. In addition to your Prime membership (which includes Prime Video and Amazon Music), you'll earn 5% back on all Prime Video rentals and purchases, as well equally on any subscriptions yous add to your membership through Amazon Prime number Video Channels.

With Amazon Prime Video Channels, you can choose from more 100 add together-on video subscriptions, including premium channels similar HBO and niche channels like PBS Masterpiece. Here is a brief choice of Prime Video Channels, all of which earn v% back when added to your Prime Video business relationship:

• Acorn Tv
• BET+
• BritBox
• Cheddar
• Cinemax
• Epix
• Hallmark Movies Now
• HBO
• Lifetime Movie Club
• MLB.Television
• NBA League Pass
• Paramount+
• PBS Masterpiece
• PBS Kids
• First
• Starz
• Shudder
• Sundance Now

To earn rewards on these add together-on subscriptions and whatsoever video rentals or purchases, be certain your Amazon Prime Rewards menu is ready every bit your default payment method for Prime Video. Y'all tin adjust this setting in the "Your Payments" section of your account, under "Settings" – or alter your payment method for Prime Video Channels in the "Manage Your Prime Video Channels" section of your account.

Other menu perks to consider

The Amazon Prime Visa also makes a great grocery carte for users who live near a Whole Foods location. The 5% cash back you earn on these purchases is 1 of the best grocery rates bachelor.

Additionally, you'll get up to a $150 Amazon gift card just for signing upwards. While this is not the highest sign-upwards bonus available among rewards cards, it doesn't require you to come across whatever spend requirement, and yous'll be able to take advantage of the perk immediately.

Best for everyday spending: U.S. Bank Altitude Get Card

If y'all desire to earn rewards on an array of everyday expenses, including streaming services, the U.S. Bank Altitude Go Card is a terrific option without paying an annual fee. Along with the 4 points per dollar you lot'll earn on takeout, dining and food delivery purchases, y'all'll earn 2 points per dollar at grocery stores, grocery delivery, gas stations and streaming services, and then i point per dollar on all other eligible purchases.

U.S. Depository financial institution Altitude® Go Visa Signature® Bill of fare
Why should you get this carte du jour? Information technology charges no annual fee, offers an impressive rewards rate on a variety of everyday purchases and comes with the added perk of an almanac streaming credit. Read full review	Other things to know: 4 points per dollar on dining, 2 points per dollar on grocery store, gas station and streaming service purchases, then 1 bespeak per dollar on other purchases 20,000-point bonus when you spend $1,000 in showtime 90 days Includes an introductory Apr on balance transfers and new purchases No annual fee

On superlative of its ongoing rewards on streaming service purchases, the card offers a unique annual streaming credit: When you make 11 sequent calendar month eligible streaming service purchases, yous'll receive a $fifteen credit (automated argument credit will be applied within 2 argument billing cycles following the 11th month; you are eligible for this credit once per 12-month period).

Streaming services eligible for bonus rewards and credit on U.S. Bank Altitude Go Carte du jour

While U.Due south. Bank does not offer a full list of eligible streaming services, information technology'due south safe to assume based on how merchant category codes are typically assigned that services similar Amazon Music, Apple Music, AT&T TV Now, Disney+, Google Music, Hulu, Netflix, Pandora, SiriusXM, Slacker Radio, Sling TV, Spotify, Tidal, Vudu, YouTube Music and YouTube TV are included.

Other carte du jour perks to consider

Ane of the about compelling perks of the Altitude Go Card is that information technology offers an instant card number on approving. As soon as you're canonical, you can load your card number into your favorite mobile wallet and get-go earning rewards instead of waiting for it in the postal service. You lot tin can besides employ the card to pay off a transferred balance or finance new purchases – a major plus considering how difficult rest transfer offers tin can be to come by.

Best for streaming credit: U.S. Bank Distance Connect Card

The streaming service earning on the newly launched U.South. Banking company Distance Connect Card is paltry, but information technology makes up for it with a slightly higher credit of $30 for annual streaming service purchases. Plus, you tin can yet rack up plenty of rewards with the card's 4X rate on gas stations and travel, 2X on grocery stores (including grocery commitment), dining and streaming services and 1X on other purchases.

U.S. Bank Altitude® Connect Visa Signature® Card

Why should you become this card? The new U.S. Depository financial institution Altitude Connect offers a leading rewards rate on gas and travel, and its TSA PreCheck/Global Entry application fee credit tin assistance kickoff the annual fee.

Other things to know: 5 points per dollar on prepaid hotels and car rentals booked straight in the Altitude Rewards Center 4 points per dollar on travel, gas stations, and EV charging stations 2 points per dollar at grocery stores and on grocery delivery, dining and streaming services ane point per dollar on all other eligible purchases l,000 points when yous spend $2,000 in eligible purchases in the commencement 120 days $95 almanac fee (waived the start year) $thirty credit for annual streaming service purchases such as Netflix and Spotify Receive up to $100 in argument credits for reimbursement toward your TSA PreCheck or Global Entry application fee once every four years. No foreign transaction fees

While the card does offering 2X ongoing rewards on streaming service purchases, the almanac streaming credit offers the real value. Like with the Altitude Go Card, you just demand to make eleven consecutive month eligible streaming service purchases, and and then you'll receive a $30 statement credit.

Streaming services eligible for bonus rewards and credit on U.S. Bank Altitude Connect Card

There is not a full list of eligible streaming services publicly available, merely services like Amazon Music, Netflix, Pandora and YouTube Telly are said to qualify.

Other carte perks to consider

In addition to its high earning rate on travel and gas purchases, the U.Southward. Bank Altitude Connect card comes with a statement credit of up to $100 to cover your TSA PreCheck or Global Entry application fee.

Since the almanac fee on this carte du jour is only $95 (waived in the first yr), yous can easily commencement the cost on the years you use this credit. (Annotation, membership to these programs lasts five years.)

Best for dinner and a movie: Capital 1 Savor Cash Rewards Credit Bill of fare

The Capital One Bask Cash Rewards card has long been a favorite for foodies, thanks to its generous earning rate on both dining and grocery store purchases. Merely this fan favorite recently got an upgrade – and with information technology a new, enhanced rate on streaming service purchases.

Capital One Savor Greenbacks Rewards Credit Bill of fare
Why should you go this card? The Upper-case letter One Savor carte du jour offers one of the best cash dorsum rates on dining and entertainment purchases combined. Read full review	Other things to know: 8% greenbacks back on tickets at Vivid Seats through January 2023 4% cash back on dining, amusement and streaming services 3% cash dorsum at grocery stores 1% greenbacks back on other purchases $300 if you lot spend $3,000 in the offset 3 months $95 annual fee

Streaming services eligible for bonus rewards and credit on Capital One Enjoy Cash Rewards Credit Card

There is not a full list of eligible streaming services publicly available, merely services like Hulu, Disney+ and Netflix are said to qualify.

Other bill of fare perks to consider

The Savor card also recently enhanced its earning rate on grocery store purchases, making it more than valuable for those who adopt eating in to dining out. And then whether you'd rather club takeout (earning iv% cash back) or stock upward for cooking your ain repast (iii% greenbacks back), the Bask will reward you for your next flick night.

Best for flexible spending: Citi Custom Cash Card

The Citi Custom Cash card is shaping up to exist a competitive no-almanac-fee cash back credit card. It offers 5% cash back on the category yous spend the well-nigh in each billing bike (up to $500 in purchases, 1% thereafter). And of course, 1 of those options is select streaming services.

This can be a strategic card to put these purchases on, too: If you pay your streaming memberships for the year in one month, your rewards charge per unit tin swap to some other category in the adjacent, like grocery stores or gas stations.

Citi Custom Cash Card
Why should you get this card? The Citi Custom Cash Card should offer terrific value to depression-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing bike. Read total review	Other things to know: 5% greenbacks back on purchases in your height eligible spend category each billing cycle, up to the first $500 spent, one% cash back thereafter 1% greenbacks back on all other purchases $200 cash dorsum after yous spend $750 on purchases in the start three months of account opening $0 annual fee

Streaming services eligible for bonus rewards and credit on Citi Custom Cash Card

Eligible services include Amazon Prime Video, Amazon Music, Apple Music, CBS All Admission, Disney+, AT&T Television At present, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Kickoff, Sling Television, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV and Tidal.

Other carte du jour perks to consider

This card also has a competitive intro APR of 0% for the start 15 months of business relationship opening on both new purchases and residue transfers (14.24% to 24.24% variable Apr thereafter).

Alternating cards to consider for streaming service benefits

These are our favorite cards to use for streaming services, but they are far from the simply options for reaping some kind of reward or do good on these purchases. Here are a few more options to consider. Though not quite equally rewarding, if whatever of these cards also fits your other spending, you might consider using them for streaming also.

• The Platinum Bill of fare® from American Limited – Earn up to $240 in annual credits ($xx per calendar month) on eligible digital entertainment purchases, upon enrollment. Participating merchants include Aural, Peacock, The New York Times and SiriusXM.

Final thoughts

While streaming services like Netflix, Amazon Prime, YouTube TV or Tidal might non make upward the biggest function of your monthly upkeep, you can withal bring in neat rewards on your membership fees past choosing the right rewards carte du jour. Whether you adopt a dining, grocery or travel card, you tin can combine rewards on diverse purchases with a streaming bonus to maximize points or greenbacks back.

*All information near the Majuscule One Enjoy Cash Rewards card has been collected independently past CreditCards.com  and has not been reviewed by the issuer.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertizing dollars. It has non been provided or commissioned by the credit card issuers. However, we may receive compensation when you lot click on links to products from our partners.

Nouri Zarrugh is a staff editor at CreditCards.com, focusing on credit card reviews, product news and recommendations. Too a fiction author, he won the Keene Prize for Literature and holds an MFA in creative writing from the Michener Center for Writers at the University of Texas at Austin.

Source: https://www.creditcards.com/card-advice/best-cards-streaming-services/

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